General Accident

What is Covered?

This is also referred to as theft insurance. Cover is proved for private and business premises. Private burglary cover provides cover for the insured’s private dwelling against theft involving violent entry into or exit from the premise.

Business burglary cover provides protection for the insured’s business property, stock owned by or held in trust.

This insurance offers broad “All Risks” coverage for money, including cash, cheques, and other financial instruments. It protects money in transit, in bank safes, on insured premises during business hours, in a locked safe or strong room outside business hours, and on premises outside business hours but not secured in a safe.

This type of insurance offers comprehensive coverage for the payment of wages and medical expenses incurred by employees who suffer injuries while performing their duties, ensuring financial protection for both the employees and their employers in cases of workplace accidents.

This cover is on all risk basis and covers goods whilst in transit. Cover includes goods during loading, carriage, unloading or temporary garaging of all vehicles, goods carried by or goods Comprehensive motor sent through the post.

This covers individuals/groups against bodily injuries sustained due to accidents; violent, external and visible means resulting in death, critical illness or permanent/temporary disability.

The main provisions of this policy indemnifies the insured against claims for damages and claimant’s costs for breach of professional duty, due to negligent act, error or omission made against him during the period of insurance.

This cover is issued to commercial organisations to indemnity an employer against direct pecuniary losses and loss of stock through acts of dishonesty by employees.